One type of case we handle at the Mike Kelly Law Group is first party bad faith insurance claims. First party is your insurance and not someone else’s liability insurance. Unlike third party insurers, your own insurer (think – Homeowners, Auto, Umbrella, etc.) has a fiduciary duty to treat you in good faith and utilize fair business practices. There are a lot of good people in the insurance industry including agents, actuaries, and claims representatives, but I have found in the last 38 years of practice that insurance companies LOVE to take in premiums but do not like to pay out claims as much! That is how successful insurance companies are some of the richest corporations in America!

 

I, like so many of you, spend most of our hard earned money on insurance premiums and in return we must demand that our own insurers treat us properly and adequately pay claims. If you feel that your first party insurance company is not treating you fairly then let us know and we will be happy to review the matter for you. We’re here for the people of South Carolina!