There is no case our law firm enjoys handling more than a first-party insurance bad faith claim. Whether it be your property carrier, your underinsured motorist carrier or construction defect matters, there is a new insurance bad faith claim calling our office every day.

I received a call last week that from a client in our Myrtle Beach service area that really got my attention and as they told me their story my blood pressure went ski high!

Basically, this unnamed individual had a group health insurance policy with an employer and unfortunately needed another knee replacement three years after the first one was installed. Leaving aside that he may have a product’s liability claim against the implant manufacturer, he was infuriated because in order to have his surgery, the insurance company was requiring him to go to Indiana or Michigan or another mid-western state to have his surgery performed. Really?! Are you kidding me?! Even though a third-party claim will not be permitted in this case because it is governed by ERISA, since the health insurance is an employee benefit, if they do not reconsider, I think he is going to have a great case for us to process.

For any of your insurance bad faith claim questions, please call me or one of my fellow attorneys at the Mike Kelly Law Group and we can help!