Throughout the entire history of our firm, we have assisted home and property owners with disputes that arise in the event of a loss. A loss may be wind, water, hail, or fire damage to our residences or commercial properties as well as casualty losses to our automobiles, boats, recreational vehicles, etc. Please know that the insurance company has a fiduciary duty to handle your claim in a fair and equitable manner. While many insurers and adjusters treat their customers fairly, sadly that is not always the case. The first thing we always recommend is “an ounce of prevention is worth a pound of cure,” as my mother used to say! I strongly recommend that you sit down and actually read your policies. While you may not be able to understand all of the coverages, it is important that you understand the basics. Most particularly, make sure that you have replacement cost value on any of your home’s contents and have a separate rider to adequately cover your valuables, such as fine jewelry, watches, and silver. Finally, I would suggest that you shop online, read reviews, and compare one insurance agent to another. If you are not satisfied with the handling of your claim, call the Mike Kelly Law Group. We’re here for the people of South Carolina!