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Insurance Denials

The Mike Kelly Law Group regularly represents individuals and businesses in disputes with insurance companies as a result of a claim against a policy for property, medical, accidental, title, health or life insurance. Many of our clients have been subjected to unfair claims practices by their insurers and have been denied coverage under a binding policy of insurance. South Carolina regulations and court rulings provide relief for individuals or businesses that have experienced unfair or deceptive acts by insurers and their claims adjusters or agents.Insurance companies are bound to adjust claims in good faith and must properly pay, investigate, or negotiate claims pursuant to a binding policy of insurance.

S.C. Code Ann. 38-59-20 provides that any of the following acts by an insurer may constitute improper claim practices:

In addition to recovering actual damages for the underlying claim, you may also be awarded punitive damages and attorneys' fees if forced to bring suit against the insurer for a claim that they failed to adjust in good faith.

If you believe your insurer has engaged in conduct that may constitute a deceptive or bad faith effort to resolve a claim, including a wrongful denial of an insurance claim, we can help. Find out exactly what your rights are by contacting The Mike Kelly Law Group for a confidential, no-cost consultation by calling the toll free number listed for any of our offices or by completing our contact form.

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